Banking professional; Officer and Investment In-Charge, Social Islami Bank PLC

FinTech-Enabled Micro-Investments: Expanding Access to Capital Beyond Traditional Banking

Capital accessibility has been a key bottleneck to Small and Medium Enterprises (SMEs), especially in the emerging economies whereby the traditional banking systems tend to require a lot of collateral, complicated documents and take a lot of time to approve a business. The paper looks at the ways that micro-investment solutions based on FinTech can change the way SMEs are financed by offering alternative sources of funds beyond traditional banking institutions. The paper relies on the pertinent

2026

Green banking, the integration of environmental sustainability into financial services, has become an essential strategy in the transition to a low-carbon economy. However, there remains ambiguity regarding the relationship between green banking practices and financial performance in emerging Asian markets, making this review necessary. This review aims to examine whether a positive relationship exists between green banking practices and financial performance in emerging Asian markets. A syste

2026

Digital Credit Scoring, Financial Discipline, and Loan Performance: Evidence from Commercial Banks in Bangladesh

This paper focuses on the correlation between digital credit score, financial discipline and loan performance in the commercial banks of Bangladesh. The study is driven by the increased application of digital technologies in the banking industry and especially in credit assessment, and the desire to know the effects of digital technologies on borrower behavior and quality of loans. The research design that was adopted was quantitative and primary data were obtained using 108 banking professional

2026